For Home Buyers
Although the present market is tending towards a buyers' market, properties in Central Vermont have weathered the economic downturn relatively well. Prices have generally held their value and the best deals on homes and land often don't last long, sometimes going under contract fairly quickly. It's important to keep close track of the market and to know about new listings as soon as they come on the market. With my New Listings Notification Service, you won't miss the hottest new homes for sale in Central Vermont because the listings will be automatically emailed directly to you as soon as anything that matches your preferences comes out. It's a great way to keep up with market trends and make sure you don't miss anything that might appeal to you without expending much of your precious time or energy.
Even if you are not quite ready to purchase a home or land, keeping up on the market provides you with the knowledge and confidence to ensure that when the time is right, you will be ready. You never know when the perfect place will come up for sale so it makes sense to gain as much knowledge and information as you can just in case. And of course, we will be there to guide you through each step of the process, from searching for the perfect property, negotiating the best price, evaluating/inspecting the home, and making sure the the entire process is as smooth and stress-free as possible.
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.
How We Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
Find out how much your closing costs could be.
Making an Offer: To learn more about the content and value of an offer, click the Crafting the Offer tab at left.
